Terms of Use

These terms apply to your use of the Wombat website, operated by SmartTeddy, Inc..

What we do

Wombat is a free service that connects people shopping for insurance with insurance companies, agents and marketing partners. We are not an insurance company, agency or broker, we do not provide quotes or policies ourselves, and we do not recommend any particular insurer.

Your information

You agree that the information you submit is accurate and is your own. How we use it is described in our Privacy Policy.

Being contacted

If you give consent on our form, the companies named or described there may contact you by phone, text or email, including by automated technology. Consent is not required to buy anything. You can withdraw it at any time by replying STOP to texts or by telling the company that contacts you.

Quotes and coverage

Any quote, price, coverage or policy is provided by the insurer or agent, not by us. Rates and availability vary by insurer, state and your circumstances.

Liability

The website is provided as is. To the extent the law allows, SmartTeddy, Inc. is not liable for decisions you make based on information from insurers or agents.

Changes and contact

We may update these terms from time to time. Questions: admin@smartteddy.ai, 2261 Market Street, STE 88876, San Francisco, CA 94114, USA.